EBL 24 years of Banking

US DOLLAR 1 Buying 114.75 Selling 115.35

GB POUND 1 Buying 144.49 Selling 146.32

SWISS FRANC 1 Buying 114.47 Selling 115.63

AUSTRALIAN DOLLAR 1 Buying 83.12 Selling 83.96

CANADIAN DOLLAR 1 Buying 85.36 Selling 86.22

SINGAPORE DOLLAR 1 Buying 82.96 Selling 83.80

HONGKONG DOLLAR 1 Buying 14.62 Selling 14.76

JAPANESE YEN 10 Buying 10.09 Selling 10.27

EURO 1 Buying 129.11 Selling 130.42

CHINESE RENMINBI 1 Buying 16.54 Selling 16.71

THAI BHAT 1 Buying 3.48 Selling 3.51

KOREAN WON 10 Buying 1.00 Selling 1.02

SAUDI RIYAL 1 Buying 30.45 Selling 30.75

QATARI RIYAL 1 Buying 31.37 Selling 31.69

As per 2018-12-16 | View All

Credit Card

Credit Card

Everest Bank Credit Card is an electronic Cheque, which enable you to pay on purchase of goods and services from merchant outlets or draw cash from ATM outlets. The bank creates a revolving account and grants a line of credit to cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.

"EBL VISA Domestic Credit Card"

Everest Bank is serving "EBL VISA Domestic Credit Card" to its customers, which can be used at ATM & POS Networks, affiliated with Visa Worldwide, scattered throughout Nepal and India.


  • Valid in Nepal & India.
  • Chip based card with CHIP+SIGNATURE verification method for POS transactions.
  • Accepted as mode of payment at Visa merchant locations (POS).
  • Can withdraw cash from Visa accepting ATMs.
  • Flexible payment option of NPR 1,000 or 10% of debit balance, whichever is higher to 100% of debit balance.
  • Interest free credit period of minimum 15 days to maximum 45 days for Purchase transactions.
  • Competitive interest rate @ 2% per month.
  • Credit limit between  NPR 15,000 to 2 Lac.
  • Cash limit of 50% of Credit Limit.

Transaction Limits

  Nepal India
i)   Daily cash drawing at ATM  NPR 24,000 INR 15,000
ii)  Daily Purchase Limit at POS NPR 80,000 INR 50,000
iii)  Monthly cash drawing at ATM NPR 160,000 INR 100,000
iv) Txn. count per day at ATM 5 5
v) Txn. count per day at POS 5 5


Fee & Charges

i) Card Issuance Fee NPR 750
ii) Card Annual / Renewal Fee NPR 750
iii) Card Replacement Fee NPR 750
iv) Card Re-Issuance Fee NPR 750
v) PIN Re-Generation Fee NPR 100
vi) Dispute management Fee As per Visa Rule
vii) Late Payment Charge NPR 250
viii) Over Limit Fee NPR 500 per month
ix) Auto Pay Failure Fee NPR 250
x) Statement Copy Fee NPR 100 per copy
xi) Limit Enhancement Fee NPR 200



  • Any Nepalese citizen with age of 21 years and above.
  • Monthly salary income of NPR 15,000 or above.
  • Foreign nationals having of passport, Certificate of Registration issued by Embassy

Procedure to apply for Visa Domestic Credit Card:

  • Visit your nearest branch to obtain application form of Visa Domestic Credit Card or you can download from here.
  • Fill up the application for Visa Domestic Credit Card.
  • Submit it to the respective branch.
  • Collect your Visa Domestic Credit Card and pin code after the specified day and have your card activated.
  • You may now use your card in Nepal and India where Visa is accepted.


  • Copy of citizenship certificate.
  • Recent passport size photo of card applicant
  • Latest Annual Salary Certificate duly issued and certified by concerned employer for salaried applicant.
  • Company registration certificates, PAN, latest tax clearance certificate and latest audited financial report for self employed business man.
  • Any other source of Income eg. Valid Lease Agreement (Rental Income), Pension Certificate (Pensioner), Other Income source disclosing documents.
  • No income certificate required to those who would like to take credit card against lien on Fixed Deposit, Current or Saving Account of Everest Bank Limited.

Safety Tips & Security Measures:

  • Please treat your card like cash and never keep it lying around.
  • Please sign on the signature panel at the back side of your Card, immediately upon receipt.
  • A secret PIN code shall be provided to you in a sealed PIN Mailer. For security purpose, you are advised to memorize your PIN code and destroy the PIN Mailer.
  • Do not keep your PIN with your Card and do not disclose it to anyone. Always keep your PIN secure by memorizing it instead of noting it down anywhere.
  • You are advised to change PIN provided by the bank at the time of using your card for the first time and periodically thereafter.
  • Your card is only for your own use. You are advised not to permit possession of the card to any other person.
  • You are held full responsible for the transaction carried out from your card, hence it is your responsibility to keep your card and PIN in safe custody at all times.
  • If you lose your card, report to the bank immediately to block the same.
  • Always keep the copy of bill and the payment slip and ATM receipt for all transactions, till you verify and tally with your account statement.
  • Check your account statement on regular basis. In case of any discrepancy, please inform to the Bank within 30 days of transaction date.
  • Please do not bend your Card or leave it exposed to sunlight, heat or electricity.

For further information, please contact to the following authorized person:

Mr. Madhu Sudan Shrestha

In-Charge, ATM / Card Cell

Everest Bank Limited, Head Office,

Lazimpat, Kathmandu

Mobile No.: 98510-48414

For any difficulties and quires relating to “EBL Credit Card” , you can contact or mail directly at following landlines / mail addresses:

Direct line                 : 00977-1-2044142 

Hunting line             : 00977-1-4443377

mail address            : creditcard@ebl.com.np