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US DOLLAR 1 Buying 108.60 Selling 109.20

GB POUND 1 Buying 133.21 Selling 134.90

SWISS FRANC 1 Buying 107.68 Selling 108.77

AUSTRALIAN DOLLAR 1 Buying 82.03 Selling 82.86

CANADIAN DOLLAR 1 Buying 81.30 Selling 82.12

SINGAPORE DOLLAR 1 Buying 75.89 Selling 76.66

HONGKONG DOLLAR 1 Buying 13.94 Selling 14.08

JAPANESE YEN 10 Buying 9.44 Selling 9.61

EURO 1 Buying 115.49 Selling 116.66

CHINESE RENMINBI 1 Buying 15.74 Selling 15.90

THAI BHAT 1 Buying 3.06 Selling 3.09

KOREAN WON 10 Buying 0.91 Selling 0.93

SAUDI RIYAL 1 Buying 28.83 Selling 29.12

QATARI RIYAL 1 Buying 29.70 Selling 30.00

As per 2017-01-20 | View All

Debit Card

Debit Card

A strong commitment toward delivering service excellence, convenience and flexibility, Everest Bank is offering Alternate Payment Mode in the form of “EBL Debit Card” to its valued customers. “EBL Debit Card” acts as an electronic Cheque, which enables you to have direct access to your bank account, for fulfilling your daily payment and cash requirements. It is an alternative payment method to cash and cheques, which enable you to pay directly during purchases of goods and services from merchants (POS Outlets) or draw cash from ATM centers.

Everest Bank is serving two brands of card product, namely “SCT” Debit Card and “Visa” Debit Card to its customers, which can be used at ATM & POS Networks, affiliated with SmartChoice Technologies (SCT) & Visa Worldwide respectively, scattered throughout Nepal and India.

  1. SCT Debit Card
  2. Visa Debit Card

 

Features of SCT Debit Card:

  • Can be used to withdraw cash from more than 1200 no. SCT Network ATMs in Nepal and more than 6,500 Punjab National Bank's ATMs in India.
  • Accepted as mode of payment at more than 2,500 merchant locations (POS Outlets) within territory of Nepal.
  • Instant Issuance and economical charges.
  • Round the clock service.
  • No charges are levied for using EBL Debit card at EBL ATM terminals.
  • No charges are levied for purchase of goods and services from merchant (POS) outlets.
  • SCT Debit cards are issued free of cost to all Saving Premium account holders.
  • Transaction Limit                                                               Nepal                          India

(i) Maximum withdrawal limit per txn. at ATM      NPR 16,000.00        INR 10,000.00

(ii) Daily Cash withdrawal limit at ATM                   NPR 100,000.00      INR 15,000.00

(ii) Daily purchase limit at POS                                 NPR 100,000.00               NA

 

Features of Visa Debit Card:

  • Can be used to withdraw cash from almost all Visa affiliated ATMs in Nepal and India.
  • Accepted as mode of payment at almost all Visa affiliated merchant locations (POS Outlets) within territory of Nepal & India.
  • Instant Issuance and economical charges.
  • Round the clock service.
  • No charges are levied for using EBL Debit card at EBL ATM terminals.
  • No charges are levied for purchase of goods and services from merchant (POS) outlets.
  • Offering of Discount of variable percentages, on shopping from selected stores, restaurants, hotels, hospitals etc.
  • Transaction Limit                                                               Nepal                          India

(i) Max. withdrawal limit per txn. at ATM             NPR 16,000.00        INR 10,000.00

(ii) Daily Cash withdrawal limit at ATM                NPR 100,000.00      INR 15,000.00

(ii) Daily purchase limit at POS                              NPR 50,000.00        INR 35,000.00

 

Fee & Charges:

A. Service Fees

SCT Debit Card

Visa Debit Card

1. Card Issuance Fee

200

250

2. Supplementary Card Fee

200

200

3. Card Replacement Fee

200

250

4. Card Re-Issuance Fee

200

200

5. PIN Re-Generation Fee

50

100

B. Transaction Fees

 

 

a) Cash Advance Fee (Per Txn.)

 

 

     Everest Bank ATM

NIL

NIL

     HBL ATM

25

20

     Other SCT Network ATM, Nepal

25

30

     Other Network ATM / Nepal

NA

150

     Visa Network ATM / India

     (PNB ATMs in case of SCT Card)

200

250

b) Balance Inquiry Fee (Per Txn.)

 

 

     Everest Bank ATM *

1st  inq. per day free

1st  inq. per day free

     HBL ATM

3

3

     Other SCT Network ATM, Nepal

3

5

     Other Network ATM / Nepal

NA

25

     Visa Network ATM / India

     (PNB ATMs in case of SCT Card)

24

25

c) POS Usage Fee

NIL

NIL

           * No charge for 1st  balance inquiry per day per card and NPR 2/- is levied onward.

 

Eligibility for EBL Debit card:

Any individual or organization holding an account (Saving Account, Current Account and Saving Premium Account) at any branches of Everest Bank are eligible to receive EBL Debit card. The existing account holders can apply at any time and new account opening customers can apply at the time of opening of the account itself.

Supplementary Card: An additional card, i. .e. Supplementary (Add On) card, can be issued to your spouse, parents, children or any desired persons for independent usage, with direct access to your account. In joint accounts, where account operation is allowed by either account holders, Supplementary card can be issued so that both account holders can have access into the same account.


Procedure to Apply for EBL Debit Card:

  • Click here to download “EBL Debit Card Application Form” or collect the Form from any EBL branches.
  • Fill up the Application Form, for the desired Debit Card type, either SCT or Visa & Submit it to the respective branch.
  • Collect your Debit card and PIN code on the same day, if you have applied for “Instant Card” and have your card activated.
  • Collect your Debit card and PIN code on the specified day, if you have applied for “Embossed Card (Name Personalized)” and have your card activated.
  • Start to use your Debit Card at ATM and POS terminals, following below procedures.

 

Procedure to use / deal with EBL Debit Card:

First time Forceful PIN Change: In case of SCT Debit Card, once you receive it, you are required to activate it by changing PIN (replace PIN provided by the bank with your own PIN) for the first time from any Everest Bank ATM or any other SCT Switch integrated ATMs. Only then you would be able to use your SCT Debit Card for your desired purposes.

In case of Visa Debit Card, forceful first time PIN change is not required compulsorily but we recommend changing PIN for the first time as far as possible.

Use of Card at POS: It is very simple and easy to use your debit card at any merchant location. Instead of paying cash, you may make payments of desired amounts using your card.

  • You just swipe your card at the POS machines stationed at merchant locations and press desired payment amounts. The merchant officials may guide you.
  • Two receipts will then be printed for you to sign. The merchant will keep one copy and hand over the second copy to you.
  • The merchants may also offer “Cash Back facilities” to customers, where a customer can draw cash along with their purchase.

Use of Card at ATM: Withdrawing cash from ATM is very common and simple, which is described as under:

  • Insert you Debit card in the card Reader. (In some ATM machines, you are required to pull the card inside card reader while in others you are required to dip the card in and pull it out quickly.)
  • Enter your four digit PIN number.
  • Select “Fast Cash” or select “Withdrawal”, to draw cash out from the ATM.
  • Select the desired Amount for “Fast Cash” or type desired amount for “Withdrawal” activity. This must be in multiples of 500 in EBL ATMs.
  • Make sure to take your Cash, Debit Card and a Receipt paper.

Card Lost or Stolen & Replacement Card: In case your card is lost or stolen or you feel that your PIN number is disclosed to others, please inform to the bank immediately to block further usage of the Card.

You can receive “Replacement Card” against that Blocked card, by contacting and applying at the bank branches.

 

Safety Tips & Security Measures:

  • Please treat your card like cash and never keep it lying around.
  • Please sign on the signature panel at the back side of your Debit Card, immediately upon receipt.
  • A secret PIN code shall be provided to you in a sealed PIN Mailer. For security purpose, you are advised to memorize your PIN code and destroy the PIN Mailer.
  • Do not keep your PIN with your Debit Card and do not disclose it to anyone. Always keep your PIN secure by memorizing it instead of noting it down anywhere.
  • You are advised to change PIN provided by the bank at the time of using your card for the first time and periodically thereafter.
  • Your card is only for your own use. You are advised not to permit possession of the card to any other person.
  • You are held full responsible for the transaction carried out from your card, hence it is your responsibility to keep your card and PIN in safe custody at all times.
  • If you lose your card, report to the bank immediately to block the same.
  • Always keep the copy of bill and the payment slip and ATM receipt for all transactions, till you verify and tally with your account statement.
  • Check your account statement on regular basis. In case of any discrepancy, please inform to the Bank within 30 days of transaction date.
  • Please do not bend your Debit Card or leave it exposed to sunlight, heat or electricity.

 

Terms and Conditions:

The usage of Debit Card by the Cardholder is adhered with specific terms and conditions, which are mentioned at “Debit Card Application Form” (click here).

 

EBL ATM Network

Everest Bank is committed to providing round the clock service to its customers through prominent Alternate Delivery Channel like Automated Teller Machines (ATMs). For convenience, EBL ATMs have been installed at various branch premises and offsite locations, scattered all over Nepal, as under:

 

Click Here for the List of EBL ATMs throughout Nepal  

 

 Cards Accepted by EBL ATMs:

  • SCT
  • PNB (Punjab National Bank Debit Card)
  • Visa
  • MasterCard
  • Maestro
  • Diners Club
  • Discover
  • UPI (Union Pay International)
  • JCB (Japan Credit Bureau)

 

Specific Sharing Arrangement with FSS, India for PNB ATMs:

Everest Bank recorded pioneering achievement in the field of ATM service by tying-up with Punjab National Bank (PNB), India for enabling operation of Debit cards of EBL & specific SCT member banks of Nepal at PNB ATM terminals in India and vice versa through SCT – FSS Switch Sharing Arrangement.

With this arrangement, Debit cardholders of EBL & other SCT member banks are able to draw cash and inquire account balances from more than 6500 PNB ATM machines spread over throughout India. Similarly, cardholders of PNB are able to draw cash and inquire account balances from ATM machines of SCT member banks associated under the arrangement in Nepal. Under this arrangement, subsidized transaction charges are levied for such services as under:

 

EBL SCT Card attempted at PNB ATM

PNB Card attempted at EBL ATM

a) Cash Advance Fee (Per Txn.)

NPR 200/-

INR 50/-

b) Balance Inquiry Fee (Per Txn.)

NPR 24/-

INR 15/-

 


For further information, please contact to the following authorized person:

Mr. Madhu Sudan Shrestha

In-Charge, ATM / Card Cell

Everest Bank Limited, Head Office,

Lazimpat, Kathmandu

Mobile No.: 98510-48414

 

For any difficulties and quires relating to “EBL Debit Card” and ATM Services, you can contact or mail directly at following landlines / mail addresses:

Direct line                 : 00977-1-2044142 

Hunting line             : 00977-1-4443377

mail address            : atmcell@ebl.com.np                   (For ATM related issues)

                                       card.dispute@ebl.com.np        (For Card Transaction related issues)

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