22 years of EBL
Forex:

US DOLLAR 1 Buying 102.50 Selling 103.10

GB POUND 1 Buying 129.97 Selling 131.62

SWISS FRANC 1 Buying 102.45 Selling 103.48

AUSTRALIAN DOLLAR 1 Buying 77.16 Selling 77.94

CANADIAN DOLLAR 1 Buying 75.33 Selling 76.09

SINGAPORE DOLLAR 1 Buying 73.27 Selling 74.01

HONGKONG DOLLAR 1 Buying 13.12 Selling 13.25

JAPANESE YEN 10 Buying 9.29 Selling 9.45

EURO 1 Buying 110.95 Selling 112.07

CHINESE RENMINBI 1 Buying 14.83 Selling 14.98

THAI BHAT 1 Buying 2.97 Selling 3.00

KOREAN WON 10 Buying 0.89 Selling 0.91

SAUDI RIYAL 1 Buying 27.22 Selling 27.50

QATARI RIYAL 1 Buying 28.03 Selling 28.31

As per 2017-04-25 | View All

Schedule of Service Charges

OPERATION RELATED SERVICE CHARGES

SNO.

HEADS

 

SERVICE CHARGE

1

LOCKER CHARGES

SIZE A

SIZE B

SIZE C

SIZE D

SIZE E

SIZE F

Rs.2,250.00

Rs.3,000.00

Rs.4,000.00

Rs.5,000.00

Rs.5,500.00

Rs.7,000.00

2

A/c Statement
(Duplicate Copy)

Current / Call Overdraft  Account

Savings Account

Rs.50.00 per page

Rs.10.00 per page

3

Balance Certificate

Up to One month Old Account

More than one month old account

Rs.1,500.00

Rs.1,000.00

Free to Institutions (other than individuals) once in a quarter for audit purpose only.

4

Replacement of Cheque Book (lost)

 

Rs.500.00 per occurrence

5

Stop Payment
(Cheque)

 

Rs.100.00 per instruments
(maximum Rs.500.00 in one instance)

6

Domestic Remittance

Natural person with amount up to Rs.2.00 Lakh

Inter Branch transaction involving party other than Account Holder

Nil

Rs.0.10% or Rs.100.00 whichever is higher.

7

Un-collected Cheque book
(after tendering request, if not collected within 1 month)

 

Custody Chg-Rs.50 per book; for each occurrence

8

Un-collected Debit Card 
(after tendering request, if not collected within 1 month)

 

Custody Chg-Rs.100 per card; for each occurrence

9

Electronic Cheque Clearing

Up to equivalent of Rs.200,000.00 (both NRs. And FCY)

Local Cheque Rs.200,000 & above

FCY Cheque equivalent to Rs.200,000 & above

Nil

Rs.30.00 per cheque
Rs.30.00 per cheque

10

SWIFT MT 103 inward

 

Rs.150.00 per message for account credit in Nepali Currency

11

Credit Information to Other Banks

 

Rs.500.00 per information

12

SMS Alert

Subscription Charge

Annual charge

R.200.00

Rs.200.00

13

IPS Transaction charges

 

Notes*  

P1 (Customer, Goverment, Treasury) 

P2 (Salary)

P2 (Divident, IPO Refund)

Upto Rs. 100/-

From Rs. 101 to Rs. 5,000/- 

From Rs. 5,001 to Rs. 50,000/- 

From Rs. 50,001 to Rs. 5,00,000/- 

From Rs. 5,00,001 to Rs. 50,00,000/-

Above 50,00,000/-

Free         * P2 (Divident, IPO Refund)

Rs: 25/-     * P2 (Divident, IPO Refund)

Rs: 50/-      * All 

Rs: 75/-      * P2 (Divident, IPO Refund, salary and upto 50,00,000) 

Rs: 100/-     * P1 (Customer, Goverment, Treasury) 

Rs: 500/-     * P1 (Customer, Goverment, Treasury) 

14 IPS Other Charges

Cancellation/Return Fee

Rollover fee

Auto Rejection fee

Archieve fee

Creditor Listing fee

Rs: 200/-

As above (if request from the client).

Double of above fee (if request from the client).

Rs: 500/- per transaction.

Rs: 12000/- per year.

ATM/DEBIT CARD RELATED CHARGES

SNO.

PARTICULARS

SCT CARD

VISA CARD

1

ATM Card Annual Charge

NIL

NIL

2

ATM Card issuance Charge

Rs.200 per card

Rs.250 per card

3

ATM Card Renewal charge after expiry

Rs.200 per card

Rs.250 per card

4

ATM Re-Pin issuance charge

Rs.50 per Re-PIN

Rs.100 per Re-PIN

5

ATM Card Replacement against lost / damaged

Rs.200 per card

Rs.250 per card

6

ATM Transaction fee (on annual basis)

Rs.175 per card

Rs.175 per card

7

EBL ATM Debit Cards used in Other SCT ATMs

Rs.25 per transaction

Rs.3 per balance inquiry

Rs.30 per transaction

Rs.5 per balance inquiry

8

EBL ATM Debit Cards used in Himalayan bank ATMs

Rs.25 per transaction

Rs.3 per balance inquiry

Rs.20 per transaction

Rs.3 per balance inquiry

9

EBL ATM Debit Cards used in Visa Network ATMs, Nepal

Rs.25 per transaction

Rs.3 per balance inquiry

Rs.150 per transaction

Rs.25 per balance inquiry

10

Cash withdrawal at PNB / Visa ATM terminal

Rs.200 per transaction

Rs.24 per balance inquiry
(Only on PNB ATMs)

Rs.250 per transaction

Rs.25 per balance inquiry

CREDIT CARD RELATED CHARGES

(A) Fee and charges for Credit Facility Processing


Particulars

Charge

i) Late Payment Charge

NRs. 250

ii) Over Limit Fee

NRs 500 per month

iii) Auto Pay Failure Fee

NRs 250

iv) Statement Copy Fee

NRs 100 per copy

v) Limit Enhancement Fee

NRs 200

(B) Credit Card Related Service Charges

Particulars

Charge

i) Card Issuance Fee

NRs 750

ii) Card Annual / Renewal Fee

NRs 750

iii) Card Replacement Fee

NRs 750

iv) Card Re-Issuance Fee

NRs 750

v) PIN Re-Generation Fee

NRs 100

vi) Dispute management Fee

As per Visa Rule

(C) Credit Card Transaction Charges (Per Transaction)

ATM / POS type

Cash Advance fee

ATM Bal. Inq.

Purchase

i) EBL ATM / POS

NRs 150

NIL

NA

ii) HBL ATM / POS

NRs 200

NRs 50

NIL

iii) SCT Network, Nepal

NRs 200

NRs 50

NIL

iv) Visa Network, Nepal

NRs 250

NRs 50

NIL

v) Visa Network, India*

NRs 350

NRs 50

NIL

CREDIT RELATED SERVICE CHARGES

S.no.

Head

Remark

Service Charge

1.

Working Capital

Non Fund Based

UptoRs. 500.00 Lac
Above Rs. 500.00 Lac

0.75% of loan amount.
0.50% of loan amount.
20% of charge as applicable to fund based limit

2.

Renewal of working Capital

 

20% of the charges as applicable to fund based limits with minimum of Rs. 5000.00 of above at the time of renewal or on anniversary date whichever is earlier. However, for limits upto Rs.5.00 lac, flat charges of Rs.2000.00 shall be levied.

3.

Adhoc

 

Processing charges may be recovered 25% of above (as per s.no. 1) proportionately for the adhoc limits sanctioned for the period of such limits with a minimum of Rs. 1500.  However, for limits upto Rs.10.00 lac of FB facilities and upto Rs.20.00 lac for NFB facilities, flat charges of Rs.1000.00 shall be levied

4.

Enhancement of working Capital

 

Charges shall be levied as above (as per s. no. 1)  on enhanced limit only and renewal charges will be levied on existing limits

5.

Consortium Advances

 

Lending under consortium arrangement whether as a leader or a member bank, the processing charges as agreed in the consortium as per majority decision and the same shall not be lower from any other member bank be levied on the limits sanctioned to the borrower by the bank. These charges would be in addition to the lead bank fee, wherever chargeable.

6.

Term Loan (Other than retail segment)

UptoRs. 500.00 Lac
Above Rs. 500.00 Lac

0.75% of loan amount.
0.50% of loan amount.

7.

Term Loan (Under retail loan segment)

Housing/Home Equity Loan

UptoRs. 100.00 Lac
Above Rs. 100.00 Lac

1.00% of loan amount.
0.75%of loan amount.

Car Loans & HP loan:

UptoRs. 50.00 Lac
Above Rs. 50.00 Lac

0.75% of loan amount.
0.50%of loan amount.

Two Wheeler Loan

UptoRs. 5.00 Lac
Above Rs. 5.00 Lac

1.00% of loan amount.
0.75%of loan amount.

Education Loan

UptoRs. 50.00 Lac
Above Rs. 50.00 Lac

1.00% of loan amount.
0.75%of loan amount.

Share Loan:

UptoRs. 100.00 Lac
Above Rs. 100.00 Lac

0.75% of loan amount.
0.50%of loan amount.

8.

Other Schemes not covered above incl. FOD, FTL, HP loan (w/o collateral) etc.

UptoRs. 100.00 Lac
Above Rs. 100.00 Lac

1.00% of loan amount.
0.75%of loan amount.

9.

Charges for exposures to Government undertakings & PSU’s (regular &adhoc FB & NFB limits)

For Fund Based Limits
For Non-Fund Based Limits

0.25%

20% of the charges as applicable to fund based limits.

10.

Deprived Sector Lending

 

0.10% or min Rs.500 however max. upto Rs.5000.00.

11.

Advances against deposits, pension loans and government securities.  

 

Nil

12.

Pre – Payment Charges

 

2% for loans swapped to other banks

0.75% for loans settled from own sources due to availability of surplus funds with the borrowers

13.

Commitment Charges

For all fund based working capital limits including Flexi OD limit

Average Utilization Level less than 50% - 0.50% p.a.

Average Utilization Level 50% to less than 70% 0.25% p.a.

Average Utilization Level above 70% - NIL

14.

Out of Pocket expenses (Postal. Telecommunication & Others e.g. travelling, consultant fee etc.)

 

Actual charges (rounded off to next higher rupee)

Bank shall not charge anything additional to the customers than its cost for out sourced services through other institutions e.g. CIC reports, Blacklisting, property valuations, insurance etc.

IPS Transaction charges

Notes*  

P1 (Customer, Goverment, Treasury) 

P2 (Salary)

P2 (Divident, IPO Refund)

Upto Rs. 100/-

From Rs. 101 to Rs. 5,000/- 

From Rs. 5,001 to Rs. 50,000/- 

From Rs. 50,001 to Rs. 5,00,000/- 

From Rs. 5,00,001 to Rs. 50,00,000/-

Above 50,00,000/-

 Free         * P2 (Divident, IPO Refund)

Rs: 25/-     * P2 (Divident, IPO Refund)

Rs: 50/-      * All 

Rs: 75/-      * P2 (Divident, IPO Refund, salary and upto 50,00,000) 

Rs: 100/-     * P1 (Customer, Goverment, Treasury) 

Rs: 500/-     * P1 (Customer, Goverment, Treasury) 

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