EBL 23 years of Banking
Forex:

US DOLLAR 1 Buying 102.65 Selling 103.25

GB POUND 1 Buying 136.49 Selling 138.22

SWISS FRANC 1 Buying 103.05 Selling 104.09

AUSTRALIAN DOLLAR 1 Buying 77.07 Selling 77.85

CANADIAN DOLLAR 1 Buying 79.57 Selling 80.37

SINGAPORE DOLLAR 1 Buying 75.64 Selling 76.41

HONGKONG DOLLAR 1 Buying 13.09 Selling 13.22

JAPANESE YEN 10 Buying 9.01 Selling 9.17

EURO 1 Buying 120.30 Selling 121.52

CHINESE RENMINBI 1 Buying 15.45 Selling 15.61

THAI BHAT 1 Buying 3.13 Selling 3.17

KOREAN WON 10 Buying 0.98 Selling 1.00

SAUDI RIYAL 1 Buying 27.26 Selling 27.53

QATARI RIYAL 1 Buying 28.08 Selling 28.36

As per 2017-12-11 | View All

Schedule of Service Charges

OPERATION RELATED SERVICE CHARGES

SNO.

Particulars

 

Charges

1

Electronic Cheque Clearing

Up to equivalent of Rs.200,000.00(both NPR. and FCY)

NIL

Local Cheque Rs.200,000 & above Rs.30.00 per cheque
FCY Cheque equivalent to Rs.200,000 & above Rs.30.00 per cheque

2

Draft Issue

NPR Draft

0.10% or min Rs. 100

INR. Draft 0.10.% or min Rs. 100
FC Draft 0.25% or min Rs. 350
Draft Cancellation 100 per draft
Duplicate Draft 500 per draft
Revalidation of Draft 100 per draft per Half year
Stop Payment charge 100 per one leaf to 200 for multiple leafs + (swift charge if required)

3

Speed Remit

  For Savings/Current Account Holder:

0.40% or min.Rs.400/-


For OD/Loan Account Holders:

0.20% or min. Rs.200/-


For Non A/c Holders:

0.50% or min. Rs. 500/-

4

RTGS

  For Savings/Current Account Holder:

0.40% or min.Rs.400/- +Rs. 300/-(RTGS charge)


For OD/Loan Account Holders:

0.20% or min. Rs.200/-+ Rs. 200/-(RTGS charge)


For Non A/c Holders:

0.50% or min. Rs. 500/-+Rs. 300/- (RTGS charge)

5

Banker's Cheques/Pay Order

  Issue Rs.500 flat
Cancellation Rs.500 flat

6

ABBS (Inter branch charge

 

No charge upto Rs. 2.00 lac in case of natural person.

0.1% or minimum Rs. 150/- whichever is higher

7

TT charge by swift

  INR 0.20% or min Rs 100/-+ Swift Charge
FC As per FC draft+ Swift Charge

8

Swift Charge

 

Rs. 900

9

Deposit A/cs   Statement of A/cs (First Time)/audit purpose Nil
Statement of A/cs (Duplicate)
Current /Call/OD Rs. 50 per leaf
Saving Rs. 10 per leaf

10

Account Closing Charges Savings Rs. 300/- if Account Close within 6 months from account opening.
NIL- if Account Close after 6 months of account opening
Current Rs. 500/- if Account Close within 6 months from account opening.
NIL- if Account Close after 6 months of account opening

11

Account Balance Certificate: Account operate upto 1 month R.1500/-
Account operate more than 1 month Rs.1000/-
  Free to institutions (other than individuals) once in a quarter for audit purpose only
12 Standing Instructions  

Initial noting Rs.200/- &Rs. 50 for carrying out instructions per transaction

13 Good for Payment Tax & Customs Office Per instrument: Rs. 500/-
Others Rs.2000/-upto Rs.10.00 lacs
Rs.5000/-for Rs.10.00 lacs & above
14 Locker Rent (Per Annum)  

Rs. 2250/- to Rs. 7000/-

15 Replacement of Cheque Book (lost)   Rs.500.00 per occurrence
Stop Payment (Cheque)   Rs.100.00 per instrument(maximum Rs.500.00 in one instance)
16 Un-collected Cheque book after tendering request, if not collected within 1 month Custody Chg-Rs.50 per book; for each occurrence
17 Un-collected Debit Card after tendering request, if not collected within 1 month Custody Chg-Rs.100 per card; for each occurrence
18 SWIFT MT 103 Inward Rs.150.00 per message for account credit in Nepali Currency
19 IPS Charges   Inward Outward
  Upto Rs. 5000/- Free Free
Rs. 5000/- to Rs. 2,50,000/- 25 10
Rs. 2,50,000/- to Rs 5,00,000/- 25 25
Above Rs. 5,00,000/- 25 100
Transaction in FCY 100 100
20 IPS Other charges Cancellation/return charge Rs.200/-
Roll over fee As above (if requested from the client)
Auto Rejection Fees Double of above fee (if requested from the client)
Archieve fee Rs. 500/- per transaction
Creditor listing fee Rs. 12000/- per year
21 Premature withdrawal/Cancellation of FDR Fixed Deposit/Recurring Deposits 2% less than the rate applicable. (for details please contact nearby branch).
(at the time of issuance of FD or at the time of premature withdrawal; whichever is lower) which is subject to prior notice of 15 days.
22 Outward Collection of Cheque/Bills: Outside Nepal 0.15% or min Rs.500 + courier charge
Within Nepal 0.15% or min Rs. 250 + courier charge
23 Inward Collection of Cheque/Bills Inward documentary collection (Not under LC) 0.15% or min Rs. 500 per set + courier charge
Documents released free of payment Min. Rs.1000/-
Documents returned unpaid/unaccepted Min. Rs.1000/-

ATM/DEBIT CARD RELATED CHARGES

SNO.

PARTICULARS

SCT CARD

VISA CARD

1

ATM Card Annual Charge

NIL

NIL

2

ATM Card issuance Charge

Rs.200 per card

Rs.250 per card

3

ATM Card Renewal charge after expiry

Rs.200 per card

Rs.250 per card

4

ATM Re-Pin issuance charge

Rs.50 per Re-PIN

Rs.100 per Re-PIN

5

ATM Card Replacement against lost / damaged

Rs.200 per card

Rs.250 per card

6

ATM Transaction fee (on annual basis)

Rs.250 per card

Rs.250 per card

7

EBL ATM Debit Cards used in Other SCT ATMs

Rs.25 per transaction

Rs.3 per balance inquiry

Rs.30 per transaction

Rs.5 per balance inquiry

8

EBL ATM Debit Cards used in Himalayan bank ATMs

Rs.25 per transaction

Rs.3 per balance inquiry

Rs.20 per transaction

Rs.3 per balance inquiry

9

EBL ATM Debit Cards used in Visa Network ATMs, Nepal

Rs.25 per transaction

Rs.3 per balance inquiry

Rs.150 per transaction

Rs.25 per balance inquiry

10

Cash withdrawal at PNB / Visa ATM terminal

Rs.200 per transaction

Rs.24 per balance inquiry
(Only on PNB ATMs)

Rs.250 per transaction

Rs.25 per balance inquiry

CREDIT CARD RELATED CHARGES

(A) Fee and charges for Credit Facility Processing


Particulars

Charge

i) Late Payment Charge

NRs. 250

ii) Over Limit Fee

NRs 500 per month

iii) Auto Pay Failure Fee

NRs 250

iv) Statement Copy Fee

NRs 100 per copy

v) Limit Enhancement Fee

NRs 200

(B) Credit Card Related Service Charges

Particulars

Charge

i) Card Issuance Fee

NRs 750

ii) Card Annual / Renewal Fee

NRs 750

iii) Card Replacement Fee

NRs 750

iv) Card Re-Issuance Fee

NRs 750

v) PIN Re-Generation Fee

NRs 100

vi) Dispute management Fee

As per Visa Rule

(C) Credit Card Transaction Charges (Per Transaction)

ATM / POS type

Cash Advance fee

ATM Bal. Inq.

Purchase

i) EBL ATM / POS

NRs 150

NIL

NA

ii) HBL ATM / POS

NRs 200

NRs 50

NIL

iii) SCT Network, Nepal

NRs 200

NRs 50

NIL

iv) Visa Network, Nepal

NRs 250

NRs 50

NIL

v) Visa Network, India*

NRs 350

NRs 50

NIL

CREDIT RELATED SERVICE CHARGES

S.no.

Head

Remark

Service Charge

1.

Working Capital

Non Fund Based

UptoRs. 500.00 Lac
Above Rs. 500.00 Lac

0.75% of loan amount.
0.50% of loan amount.
20% of charge as applicable to fund based limit

2.

Renewal of working Capital

 

20% of the charges as applicable to fund based limits with minimum of Rs. 5000.00 of above at the time of renewal or on anniversary date whichever is earlier. However, for limits upto Rs.5.00 lac, flat charges of Rs.2000.00 shall be levied.

3.

Adhoc

 

Processing charges may be recovered 25% of above (as per s.no. 1) proportionately for the adhoc limits sanctioned for the period of such limits with a minimum of Rs. 1500.  However, for limits upto Rs.10.00 lac of FB facilities and upto Rs.20.00 lac for NFB facilities, flat charges of Rs.1000.00 shall be levied

4.

Enhancement of working Capital

 

Charges shall be levied as above (as per s. no. 1)  on enhanced limit only and renewal charges will be levied on existing limits

5.

Consortium Advances

 

Lending under consortium arrangement whether as a leader or a member bank, the processing charges as agreed in the consortium as per majority decision and the same shall not be lower from any other member bank be levied on the limits sanctioned to the borrower by the bank. These charges would be in addition to the lead bank fee, wherever chargeable.

6.

Term Loan (Other than retail segment)

UptoRs. 500.00 Lac
Above Rs. 500.00 Lac

0.75% of loan amount.
0.50% of loan amount.

7.

Term Loan (Under retail loan segment)

Housing/Home Equity Loan

UptoRs. 100.00 Lac
Above Rs. 100.00 Lac

1.00% of loan amount.
0.75%of loan amount.

Car Loans & HP loan:

UptoRs. 50.00 Lac
Above Rs. 50.00 Lac

0.75% of loan amount.
0.50%of loan amount.

Two Wheeler Loan

UptoRs. 5.00 Lac
Above Rs. 5.00 Lac

1.00% of loan amount.
0.75%of loan amount.

Education Loan

UptoRs. 50.00 Lac
Above Rs. 50.00 Lac

1.00% of loan amount.
0.75%of loan amount.

Share Loan:

UptoRs. 100.00 Lac
Above Rs. 100.00 Lac

0.75% of loan amount.
0.50%of loan amount.

8.

Other Schemes not covered above incl. FOD, FTL, HP loan (w/o collateral) etc.

UptoRs. 100.00 Lac
Above Rs. 100.00 Lac

1.00% of loan amount.
0.75%of loan amount.

9.

Charges for exposures to Government undertakings & PSU’s (regular &adhoc FB & NFB limits)

For Fund Based Limits
For Non-Fund Based Limits

0.25%

20% of the charges as applicable to fund based limits.

10.

Deprived Sector Lending

 

0.10% or min Rs.500 however max. upto Rs.5000.00.

11.

Advances against deposits, pension loans and government securities.  

 

Nil

12.

Pre – Payment Charges

 

2% for loans swapped to other banks

0.75% for loans settled from own sources due to availability of surplus funds with the borrowers

13.

Commitment Charges

For all fund based working capital limits including Flexi OD limit

Average Utilization Level less than 50% - 0.50% p.a.

Average Utilization Level 50% to less than 70% 0.25% p.a.

Average Utilization Level above 70% - NIL

14.

Out of Pocket expenses (Postal. Telecommunication & Others e.g. travelling, consultant fee etc.)

 

Actual charges (rounded off to next higher rupee)

Bank shall not charge anything additional to the customers than its cost for out sourced services through other institutions e.g. CIC reports, Blacklisting, property valuations, insurance etc.

 

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Subscription Charge

Annual charge

R.200.00

Rs.200.00

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