Saugat Saving Account

Saugat Bachat Khata” is a unique product, which has integration of both savings and fixed deposit account. The interest rate on the account varies from minimum savings rate to the rate of normal fixed deposit depending on the time period. In this account, there is sweep in and sweep out facility from savings to fixed.

Minimum Balance:

Rs. 5,000/-

Interest Rate:

Highly Attractive


  • Integration of Saving and Fixed Deposit Account.
  • Automatic Transfer of Balance from Saving Account Having Balance over Rs 50,000/- to Fix Deposit Account in Multiples of Rs 25,000/- for the Period indicated by Customers.
  • If Withdrawal Amount in the Saving AC is Insufficient then an Automatic Withdrawal shall be Made from FD AC in multiple of Rs 25000/- on Last in First out (LIFO) method.

Additional Facilities:

  • Accidental Death Insurance of Rs 5 lacs
  • Debit Card: Free for 1st Year only
  • Credit Card: Free for 1st Year only
  • Mobile Banking: Free for 1st Year only
  • SMS Alert: Free for 1st Year only
  • Locker Charge: 75% discount in all size of Locker for 1st Year only
  • Cheque Book Facility

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