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Base / Spread Rate

Fiscal Year: 2080-81

 

S.No Month Interest Rate Spread(%) Base Rate(%) Base Rate Applicable (%)
1 Shrawan 2080  4.00 9.26 9.61% (For Bhadra 2080 – Average of last 3 Months)
(Jestha 2080: 10.11%, Ashad 2080: 9.47, Shrawan 2080: 9.26%)
2 Bhadra 2080  4.00 9.26 9.33% (For Ashwin 2080 – Average of last 3 Months)
(Ashad 2080: 9.47, Shrawan 2080: 9.26%, Bhadra 2080: 9.26%)
3 Ashwin 2080  4.00 9.70 9.41% (For Kartik 2080 – Average of last 3 Months)
(Shrawan 2080: 9.26%, Bhadra 2080: 9.26% Ashwin 2080: 9.70%)
4 Kartik 2080  4.00 8.98 9.31% (For Mangsir 2080 – Average of last 3 Months)
( Bhadra 2080: 9.26% ,Ashwin 2080: 9.70%, Kartik 2080: 8.98%)

Fiscal Year: 2079-80

S.No Month Interest Rate Spread(%) Base Rate(%) Base Rate Applicable (%)
1 Shrawan 2079  4.40 8.92
2 Bhadra 2079  4.38 9.25
3 Ashwin 2079   4.17            9.72  9.30 (Average for 3Months)
(Shrawan 2079 : 8.92%, Bhadra 2079 : 9.25%,  Ashwin 2079 : 9.72%)
4 Kartik 2079  4.26 9.85
5 Mangsir 2079  4.24 9.90
6 Poush 2079  4.38 10.17 9.97% (Average for 3Months)
(Kartik 2079: 9.85%, Mangsir 2079: 9.90%, Poush 2079: 10.17%)
7 Magh 2079 4.38 9.86
8 Falgun 2079 4.40 10.08
9 Chaitra 2079  4.20 9.87 9.94% (Average for 3Months)
(Magh 2079: 9.86%, Falgun 2079: 10.08%, Chaitra 2079: 9.87%)
10 Baishakh 2080 4.20 10.19 10.05% (For Jestha 2080 – Average of last 3 Months) 
(Falgun 2079: 10.08%, Chaitra 2079: 9.87%, Baishakh 2080: 10.19%)
11 Jestha 2080 4.20 10.11 10.06% (For Ashad 2080 – Average of last 3 Months) 
(Chaitra 2079: 9.87%, Baishakh 2080: 10.19%, Jestha 2080: 10.11%)
12 Ashad 2080 3.97 9.47 9.92% (For Shrawan 2080 – Average of last 3 Months) 
(Baishakh 2080: 10.19%, Jestha 2080: 10.11%, Ashad 2080: 9.47)

Fiscal Year: 2078-79

S.No Month Interest Rate Spread(%) Base Rate(%) Base Rate Applicable (%)
1 Shrawan 2078               3.16          5.85
2 Bhadra 2078               3.06          5.98
3 Ashwin 2078               2.61          7.00  6.28 (Average for 3Months)
(Shrawan 2078 : 5.85%, Bhadra 2078 : 5.98%,  Ashwin 2078 : 7.00%)
4 Kartik 2078               2.84          6.94
5 Mangsir 2078               2.51         7.42
6 Poush 2078               2.70          7.62  7.33 (Average for 3Months)
(Kartik 2078- 6.94%, Mangsir 2078- 7.42%, Poush 2078- 7.62%)
7 Magh 2078               3.34       8.00
8 Falgun 2078               3.32       8.59
9 Chaitra 2078               3.55       8.48 8.36 (Average for 3Months)
(Magh 2078: 8.00%, Falgun 2078: 8.59%, Chaitra 2078: 8.48%)
10 Baishakh  2079               4.20       8.40
11 Jestha 2079               4.23       8.38
12 Ashad 2079               4.06       9.67
8.82% (Average for 3Months) 

Fiscal Year: 2077-78

S.No

Month

  Interest Rate Spread (%)

Base Rate(%)

1

Shrawan 2077

                  4.38

      7.48

2

Bhadra 2077

                  4.39

      6.92

3

Ashwin 2077

                  3.94

      7.07

4

Kartik 2077

                  4.13

      6.73

5

Mangsir 2077

                  3.92

      6.5

6

Poush 2077

                 3.04

      6.34

7

Magh 2077

                 3.43

      6.4

8

Falgun 2077

                 3.44

     6.21

9

Chaitra 2077

                 3.36

     6.10

10

Baisakh 2078

                3.21

     5.98

11

Jestha 2078

                3.23

     5.89

12

Ashad 2078

                3.24

     5.99

 

Fiscal Year: 2076-77

S.No Month   Interest Rate Spread (%) Base Rate(%)
1 Shrawan 2076                     5.2         8.25
2 Bhadra 2076                     5.19         8.64
3 Ashwin 2076                    5.25        8.52
4 Kartik 2076                     5.57        8.49
5 Mangsir 2076                     5.43        8.46
6 Poush 2076                   5.33        8.46
7 Magh 2076                     5.27         8.37
8 Falgun 2076                     5.18        8.34
9 Chaitra 2076                   5.13       8.34
10 Baishakh 2077                    3.8        8.22
11 Jestha 2077                    3.73       7.95
12 Ashad 2077                    3.59       8.05
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