• Financing for Purchase/Construction of shop & showroom/Acquiring of assets for furnishing of self-owned shop & showroom like partition, fixture and furnishing etc/purchase of air-conditioners, other gadgets required for running the business, individuals undertaking business activity.
• For business firms/companies, loan for the same purpose can be provided as SME or corporate loan depending upon the business.

• Individuals having business and other income

• Need based finance

• Minimum 60 % on Fair Market Value
• 25% on cost of furnishing/renovation/equipment’s
• (Subject to change time to time in terms of NRB guidelines)

• Competitive rate (subject to change)

• Mortgaged of the property to be purchased is to be created in bank’s favour.

In case of projects under construction:

• Mortgaged property, a Tri-partite agreement between the developer, the bank and the Borrower can also be accepted on case to case basis
• “No Objection Letter /certificate” from project financing bank.
• Mortgage of alternate collateral of equivalent bank value
• Upon issuance of title deed of the property financed by us same is to be mortgaged in bank’s favour.

• In case of already constructed projects disbursement to be directly made to the seller.
• Disbursement shall be done in phases as per agreement between buyer and seller in case of under construction projects.

• Upto 10 years maximum.

• Comprehensive policy as per banks’ clause.