Operation Related Service Charges
S. No. | Particulars | Detail | Charges | |
1 | CHEQUE BOOK | Cheque Issuance | NIL (as per NRB provision) | |
Stop Payment (cheque) | NIL (as per NRB provision) | |||
Uncollected Cheque Book | ||||
Cheque book destroy charge Rs. 200/- at once after disposal of cheque book at 91 days. The charge shall be taken by system. | ||||
2 | BANK STATEMENT | First Time/Audit Purpose | NIL (as per NRB provision) | |
Duplicate Statement | ||||
a) Saving | a) Rs. 10/- per leaf | |||
b) CA/CALL/OD | b) Rs. 50/- per leaf | |||
E-statement (statement through email) | Free (through email) | |||
3 | BALANCE CERTIFICATE | Account operated less than 1 months | NIL (as per NRB provision) | |
Account operated more than 1 month | NIL (as per NRB provision) | |||
Free to institutions (other than individuals) once in a quarter for audit purpose only | ||||
Reconfirmation | Rs. 500/- per request | |||
4 | ACCOUNT CLOSE | NIL (as per NRB provision) | ||
4.1 | ACCOUNT NAME CORRECTTION | Rs. 500/- per instance | ||
5 | ABBS CHARGE | NIL (as per NRB provision) | ||
6 | BILLS FOR COLLECTION | |||
6.1 | Outward Bills | Within Nepal | 0.15% or Min. Rs. 250/-+Courier Charge | |
India | 0.15% or Min. Rs. 500/-+Courier Charge | |||
FCY | ||||
6.2 | Inward Bills | Inward documentary collection (not under LC) | 0.15% or Min. Rs. 250/-+courier charges | |
Cheque/Documents returned | Doc. Returned unpaid/ unaccepted: Rs. 1000/- + postal charge | |||
7 | ELECTRONIC CHEQUE CLEARING | Local Cheque Up to Rs.500.00 | NIL | |
Local Cheque >Rs.500.00 Up to Rs. 5000.00 | NIL | |||
Local Cheque >Rs. 5000.00 Up to Rs. 200,000.00 | NIL | |||
Local Cheque above Rs.200,000.00 | Rs. 16.95 per cheque | |||
FCY Cheque | Rs. 16.95 per cheque | |||
Express Session | Rs. 113/- per cheque | |||
High Value Cheque Clearing | Rs. 113/- per cheque | |||
Late presentment charge | Rs. 226/- per cheque | |||
Cheque Return Charges | Rs. 226/- per cheque | |||
(with the reasons funds insufficient for Inward Clearing Cheques only) | ||||
8 | INTERBANK PAYMENT SYSTEM | |||
8.1 | NPR TRANSACTION | |||
i) IPS Charges | ||||
Upto Rs. 500/- | Rs. 2.26/ | |||
>Rs. 500/- Up to Rs. 5,000/- | Rs. 4.52/ | |||
>Rs. 5000/- | Rs. 9.04/ | |||
ii) Provident Fund Saving (PFDS) and Provident Disbursement (PFSA) | Rs.11.30/ | |||
iii) Transaction fee for dividend payment amount upto Rs. 100/- | Waived | |||
8.2 | FCY TRANSACTION | Rs.11.30/ | ||
8.3 | IPS OTHER CHARGES | |||
Cancellation/return charge | Rs. 113/- | |||
Roll over fee | As per Transaction free + 13 % VAT | |||
Auto Rejection Fees | Double of above fee + 13 % VAT | |||
Archieve fee | Rs. 226/- per transaction | |||
Creditor listing fee | Rs. 11,300/- per year | |||
8.4 | For ConnectIPS, charges shall be as per charged published by NCHL | |||
8.5 | For Interbank Fund Transfer, charges shall be as per charged published by Fonepay | |||
9 | FD PREMATURE | Premature withdrawal/ Cancellation of FDR | a) Premature cancellation of FD before 3 months, no interest shall be paid upto 29 days. | |
b) After 29 days, lowest interest rate on published card rate of Call A/c for deposit period till 3 months. | ||||
c) In other cases, 3% less than the contract date rate applicable for actual period of deposit held with the Bank or Call Deposit rate for FD receipt. | ||||
10 | FCY note deposit in FCY Account | Less than 50 denomination: 0.5% of the face value (as per NRB) | ||
11 | Standing Instruction | Initial: Rs. 200/- p.a. | ||
12 | NRB CHEQUE | Issuance | Rs. 500/- per instrument | |
Cancellation | Rs. 500/- per instrument | |||
Tax/Custom office | Rs. 500/- per instrument | |||
13 | GOOD FOR PAYMENT | NIL (as per NRB provision) | ||
14 | REMITTANCE | Cancellation | Rs. 250/- per instrument | |
14.1 | DRAFT ISSUANCE | Local | 0.1% or Min. Rs. 100/- | |
INR: | 0.1% or Min. Rs. 100/- | |||
FCY | 0.25% or Min Rs. 350/- | |||
Duplicate draft | Rs. 500/- per draft | |||
Cancellation | Rs. 100/- per draft | |||
Revalidation | Rs. 100/- per draft (half year) | |||
Stop Payment | Rs. 100/- per one leaf to 200 for multiple leafs + (swift charge if required) | |||
14.2 | TT/SWIFT | Outward Remittance/TT/Swift | Local: Rs. 250/- | |
INR : 0.2% or Min. Rs. 100/-+swift charge | ||||
FCY: 0.25% or Min. Rs. 350/-+swift charge | ||||
Inward Remittance | NIL (as per NRB provision) | |||
“OURS” charges | JPY: NPR 7500 per transaction | |||
Other FCY: As per the corresponding bank’s charge | ||||
Cancellation charges | NA | |||
14.3 | Bi.BI.Ni, Change/Cancellation | Rs. 500/- per instance | ||
14.4 | SPEED REMIT | Saving/Current A/c Holder | 0.25% or min. Rs. 300/- | |
OD/Loan Account holder | 0.20% or min. Rs. 200/- | |||
14.5 | RTGS | Saving/Current A/c | 0.25% or Min. Rs. 300/-+RTGS charge Rs. 350/- | |
OD/Loan Account Holder | 0.20% or min. Rs. 200/-+RTGS charge Rs. 350/- | |||
14.6 | INTERBANK PAYMENT SYSTEM | As per Revised Speed / RTGS Remit Charge | ||
14.7 | RTGS (Domestic) | Morning Exchange | 10/- | |
Afternoon Exchange | 20/- | |||
Evening Exchange (Institution) | 100/- | |||
15 | LOCKER | Locker Rent | Annual Charges | Security Deposit |
Size A | Rs. 2500/- | Rs. 15000/- | ||
Size B | Rs. 4000/- | Rs. 20000/- | ||
Size C | Rs. 5000/- | Rs. 22000/- | ||
Size D | Rs. 8000/- | Rs. 25000/- | ||
Size E | Rs. 9000/- | Rs. 30000/- | ||
Size F | Rs. 10000/- | Rs. 30000/- | ||
16 | ASBA/CASBA | Rs. 5/- per application | ||
17 | OTHER CHARGES | CCTV footage retrieval charge | a) Rs. 500/- per request- view only (required HO approval) | |
b) Rs. 1000/- per request- for footage (required HO approval) | ||||
No Charge, if request received is from law enforcement agencies (subject to disposal byelaws). | ||||
Old document/Record Retrieval Charges | a) Rs. 200/- after 6 months | |||
b) Rs. 500/- after 1 year | ||||
No Charge, if request received is from law enforcement agencies (subject to disposal byelaws) | ||||
DR/CR advice (duplicate) | Rs. 50/- | |||
18.1 | Manager’s Cheque/Pay Order | Issuance of Cheque | Rs. 500/- flat | |
Cancellation of MC | Rs. 500/- flat | |||
18.2 | Other Certificates | Advance Payment Certificate | Rs. 300/- per certificate | |
FDI Certificate | Rs. 1000/- per certificate | |||
CMS/ECMS | Case to case basis upon approval | |||
Any other certificate | Rs. 500/- per certificate | |||
19 | Bank Guarantee Charges | |||
19.1 | Bid Bonds | 0.10%pm or Rs.1200.00 per quarter whichever is higher | ||
19.2 | Performance Bonds (other than mentioned below in (a) and (b) | 0.15%pm or Rs. 1500.00 per quarter whichever is higher | ||
(a) For Exim Code | ||||
(i) Issuance | 0.15%pm or Rs.1200.00 per quarter whichever is higher | |||
(ii) Amendment | 0.15%pm or Rs.2000.00 per quarter whichever is higher | |||
(b) For the submission of Court/Revenue Tribunal/Legal Dispute | 0.25% pm or minimum Rs. 2500.00 per quarter whichever is higher | |||
19.3 | Advance payment Guarantee | 0.20% pm or Rs 1,500.00 per quarter whichever is higher |
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19.4 | Financial Guarantee | 0.20% pm or Rs. 3,000.00 per quarter whichever is higher |
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19.5 | Counter Guarantee | |||
(i) Issuance on behalf of EBL customers | 0.10% pm or Rs.1500.00 + correspondent bank’s charges +SWIFT charge | |||
(ii) Issuance on behalf of Foreign Banks | 0.10% pm or Rs.1500.00 per quarter whichever is higher+other charges | |||
19.6 | Shipping Guarantee | 0.20% pm. or Min. Rs. 5,000.00 per quarter | ||
19.7 | Supply Credit Guarantee | 0.10% pm or Rs.1,500.00 per quarter whichever is higher | ||
19.8 | Amendments | |||
(i) Amendments in gurarantee not affecting value & expiry | Rs. 1,000.00 per amendment | |||
(ii) Amendment in Value and Time | Same as issuance charge | |||
(iii) Other amendment i.e. extension within same quarter or clauses of guarantee text | Rs. 1,500.00 per amendment | |||
(v) Amendment of Counter Guarantee (EBL Charge only) | Same as issuance charge | |||
19.9 | Claim Handling Charge | Rs.1,000.00 flat per claim | ||
19.10 | Claim lodged but withdrawn on mean time within maturity of Guarantee | |||
19.11 | Claim Settlement charge | Rs.5,000.00 flat per settlement | ||
19.12 | Guarantee Claim Holding Charge / Miscellaneous Charge | Rs. 1,500.00 per instruction | ||
20 | E-CMS Charges 0.10% of transfer amount | |||
21 | COMMUNICATION CHARGES | |||
21.1 | SWIFT | Domestic | Rs. 500/- | |
International | Rs. 1500/- | |||
21.2 | COURIER CHARGES | Domestic | Rs. 100/- | |
India | Rs. 200/- | |||
Other SAARC countries | Rs. 500/- | |||
Other Countries | Rs. 1500/- | |||
21.3 | POSTAL CHARGES | Domestic | Same as courier charge except for postal charges for domestic which shall be Rs. 50/-. | |
India | ||||
Other SAARC countries | ||||
Other Countries |