Operation Related Service Charges

Operation Related Service Charges (effective from 15th Kartik, 2076)

S. No. Particulars Detail Charges
1 CHEQUE BOOK Cheque Issuance NIL (as per NRB provision)
Stop Payment (cheque) NIL (as per NRB provision)
Uncollected Cheque Book a)  Rs. 100/- per book, if not collected within a month.
b)  Rs. 100/- upto 20 leaves at the time of destroy after 90 days, additional Rs. 5/- per leaf to be levied beyond 20 leafs
2 BANK STATEMENT First Time/Audit Purpose NIL (as per NRB provision)
Duplicate Statement
a)  Saving a)  Rs. 10/- per leaf
b) CA/CALL/OD b)  Rs. 50/- per leaf
E-statement (statement through email) Free (through email)
3 BALANCE CERTIFICATE Account operated less than 1 months NIL (as per NRB provision)
Account operated more than 1 month NIL (as per NRB provision)
Free to institutions (other than individuals) once in a quarter for audit purpose only
Reconfirmation Rs. 500/- per request
4 ACCOUNT CLOSE NIL (as per NRB provision)
5 ABBS CHARGE NIL (as per NRB provision)
6.1 Outward Bills Within Nepal 0.15% or Min. Rs. 250/-+Courier Charge
India 0.15% or Min. Rs. 500/-+Courier Charge
6.2 Inward Bills Inward documentary collection (not under LC) 0.15% or Min. Rs. 250/-+courier charges
Cheque/Documents returned Doc. Returned unpaid/ unaccepted: Rs. 1000/- + postal charge
Local Cheque >Rs.500.00 Up to Rs. 5000.00 NIL
Local Cheque >Rs. 5000.00 Up to Rs. 200,000.00 NIL
Local Cheque above Rs.200,000.00 Rs. 15.00 per cheque
FCY Cheque Rs. 15.00 per cheque
Express Session Rs. 100/- per cheque
Late presentment charge Rs. 200/- per cheque
Cheque Return Charges Rs. 200/- per cheque
(with the reasons funds insufficient for Inward Clearing Cheques only)
i)  IPS Charges
Upto Rs. 500/- Rs. 2/
 >Rs. 500/- Up to Rs. 50,000/- Rs. 5/
>Rs. 50000/- Rs.10/
ii)  Provident Fund Saving (PFDS) and Provident Disbursement (PFSA) Rs.10/
iii) Transaction fee for divident payment amount upto Rs. 100/- Waived
IPS Other Charges
Cancellation/return charge Rs. 100/-
Roll over fee As per Transaction free
Auto Rejection Fees Double of above fee
Archieve fee Rs. 200/- per transaction
Creditor listing fee Rs. 10000/- per year
8.3 For ConnectIPS, charges shall be as per charged published by NCHL
8.4 For Interbank Fund Transfer, charges shall be as per charged published by Fonepay
9 FD PREMATURE Premature withdrawal/ Cancellation of FDR a)  Premature cancellation of FD before 3 months, no interest shall be paid upto 29 days.
b)  After 29 days, lowest interest rate on published card rate of Call A/c for deposit period till 3 months.
c)  In other cases, 3% less than the contract date rate applicable for actual period of deposit held with the Bank or Call Deposit rate for FD receipt.
10 FCY note deposit in FCY Account Less than 50 denomination: 0.5% of the face value (as per NRB)
11 Standing Instruction Initial: Rs. 200/- p.a.
12 NRB CHEQUE Issuance Rs. 500/- per instrument
Cancellation Rs. 500/- per instrument
Tax/Custom office Rs. 500/- per instrument
13 GOOD FOR PAYMENT NIL (as per NRB provision)
14 REMITTANCE Cancellation Rs. 250/- per instrument
14.1 DRAFT ISSUANCE Local 0.1% or Min. Rs. 100/-
INR: 0.1% or Min. Rs. 100/-
FCY 0.25% or Min Rs. 350/-
Duplicate draft Rs. 500/- per draft
Cancellation Rs. 100/- per draft
Revalidation Rs. 100/- per draft (half year)
Stop Payment Rs. 100/- per one leaf to 200 for multiple leafs + (swift charge if required)
14.2 TT/SWIFT Outward Remittance/TT/Swift Local: Rs. 250/-
INR : 0.2% or Min. Rs. 100/-+swift charge
FCY: 0.25% or Min. Rs. 350/-+swift charge
Inward Remittance NIL (as per NRB provision)
“OURS” charges As per the corresponding bank’s charge
Cancellation charges NA
14.3 SPEED REMIT Saving/Current A/c Holder 0.25% or min. Rs. 300/-
OD/Loan Account holder 0.20% or min. Rs. 200/-
14.4 RTGS Saving/Current A/c 0.25% or Min. Rs. 300/-+RTGS charge Rs. 350/-
OD/Loan Account Holder 0.20% or min. Rs. 200/-+RTGS charge Rs. 350/-
14.5 INTERBANK PAYMENT SYSTEM As per Revised Speed / RTGS Remit Charge
14.6 RTGS (Domestic) Morning Exchange 10/-
Afternoon Exchange 20/-
Evening Exchange (Institution) 100/-
15 LOCKER Locker Rent Annual Charges Security Deposit
Size A Rs. 2500/- Rs. 15000/-
Size B Rs. 4000/- Rs. 20000/-
Size C Rs. 5000/- Rs. 22000/-
Size D Rs. 8000/- Rs. 25000/-
Size E Rs. 9000/- Rs. 30000/-
Size F Rs. 10000/- Rs. 30000/-
16 EBANKING Breakage Actual Cost
Annual Charges Free
Reset/Password regeneration Rs. 100/-
Mobile No. Modification/linking new account Rs. 100/-
17 MBANKING Corporate Mobile Banking + SMS Alert Rs: 500/-
Individual SMS Alert only Rs: 200/-
Mobile Banking + SMS Alert Rs: 300/-
Mobile No. Modification/linking new account Free
Repin generation Rs. 75/-
18 ASBA/CASBA Rs. 5/- per application
19 OTHER CHARGES CCTV footage retrieval charge a)  Rs. 500/- per request- view only (required HO approval)
b)  Rs. 1000/- per request- for footage (required HO approval)
No Charge, if request received is from law enforcement agencies (subject to disposal byelaws).
Old document/Record Retrieval Charges a)  Rs. 200/- after 6 months
b)  Rs. 500/- after 1 year
No Charge, if request received is from law enforcement agencies (subject to disposal byelaws)
DR/CR advice (duplicate) Rs. 50/-
19.1 Manager’s Cheque/Pay Order Issuance of Cheque Rs. 500/- flat
Cancellation of MC Rs. 500/- flat
19.2 Other Certificates Advance Payment Certificate Rs. 300/- per certificate
FDI Certificate Rs. 1000/- per certificate
CMS/ECMS Case to case basis upon approval
Any other certificate Rs. 500/- per certificate
20 Bank Guarantee Charges
20.1 Bid Bonds 0.10%pm or Rs.1200.00 per quarter whichever is higher
20.2 Performance Bonds (other than mentioned below in (a) and (b) 0.15%pm or Rs. 1500.00 per quarter whichever is higher
(a) For Exim Code
(i) Issuance 0.15%pm or Rs.1200.00 per quarter whichever is higher
(ii) Amendment  0.15%pm or Rs.2000.00 per quarter whichever is higher
(b) For the submission of      Court/Revenue Tribunal/Legal Dispute 0.25% pm or minimum Rs. 2500.00 per quarter whichever is higher
20.3 Advance payment Guarantee 0.20% pm or Rs 1,500.00 per quarter whichever is
20.4 Financial Guarantee 0.20% pm or Rs. 3,000.00 per quarter whichever is
20.5 Counter Guarantee
(i) Issuance on behalf of EBL customers 0.10% pm or Rs.1500.00 + correspondent bank’s charges +SWIFT charge
(ii) Issuance on behalf of Foreign Banks 0.10% pm or Rs.1500.00 per quarter whichever is higher+other charges
20.6 Shipping Guarantee 0.20% pm. or Min. Rs. 5,000.00 per quarter
20.7 Supply Credit Guarantee 0.10% pm or Rs.1,500.00 per quarter whichever is higher
20.8 Amendments
(i) Amendments in gurarantee not affecting value & expiry Rs. 1,000.00 per amendment
(ii) Amendment in Value and Time Same as issuance charge
(iii) Other amendment i.e. extension within same quarter or clauses of guarantee text Rs. 1,500.00 per amendment
(v) Amendment of Counter Guarantee (EBL Charge only) Same as issuance charge
20.9 Claim Handling Charge Rs.1,000.00 flat per claim
20.10 Claim lodged but withdrawn on mean time within maturity of Guarantee
20.11 Claim Settlement charge Rs.5,000.00 flat per settlement
20.12 Guarantee Claim Holding Charge / Miscellaneous Charge Rs. 1,500.00 per instruction
21  E-CMS Charges                                            0.10% of transfer amount
22.1 SWIFT Domestic Rs. 500/-
International Rs. 1500/-
22.2 COURIER CHARGES Domestic Rs. 100/-
India Rs. 200/-
Other SAARC countries Rs. 500/-
Other Countries Rs. 1500/-
22.3 POSTAL CHARGES Domestic Same as courier charge except for postal charges for domestic which shall be Rs. 50/-.
Other SAARC countries
Other Countries