Operation Related Service Charges

Operation Related Service Charges

S. No. Particulars Detail Charges
1 CHEQUE BOOK Cheque Issuance NIL (as per NRB provision)
Stop Payment (cheque) NIL (as per NRB provision)
Uncollected Cheque Book
Cheque book destroy charge Rs. 200/- at once after disposal of cheque book at 91 days. The charge shall be taken by system.
2 BANK STATEMENT First Time/Audit Purpose NIL (as per NRB provision)
Duplicate Statement
a)  Saving a)  Rs. 10/- per leaf
b) CA/CALL/OD b)  Rs. 50/- per leaf
E-statement (statement through email) Free (through email)
3 BALANCE CERTIFICATE Account operated less than 1 months NIL (as per NRB provision)
Account operated more than 1 month NIL (as per NRB provision)
Free to institutions (other than individuals) once in a quarter for audit purpose only
Reconfirmation Rs. 500/- per request
4 ACCOUNT CLOSE NIL (as per NRB provision)
4.1 ACCOUNT NAME CORRECTTION Rs. 500/- per instance
5 ABBS CHARGE NIL (as per NRB provision)
6 BILLS FOR COLLECTION
6.1 Outward Bills Within Nepal 0.15% or Min. Rs. 250/-+Courier Charge
India 0.15% or Min. Rs. 500/-+Courier Charge
FCY
6.2 Inward Bills Inward documentary collection (not under LC) 0.15% or Min. Rs. 250/-+courier charges
Cheque/Documents returned Doc. Returned unpaid/ unaccepted: Rs. 1000/- + postal charge
7 ELECTRONIC CHEQUE CLEARING Local Cheque Up to Rs.500.00 NIL
Local Cheque >Rs.500.00 Up to Rs. 5000.00 NIL
Local Cheque >Rs. 5000.00 Up to Rs. 200,000.00 NIL
Local Cheque above Rs.200,000.00 Rs. 16.95 per cheque
FCY Cheque Rs. 16.95 per cheque
Express Session Rs. 113/- per cheque
High Value Cheque Clearing Rs. 113/- per cheque
Late presentment charge Rs. 226/- per cheque
Cheque Return Charges Rs. 226/- per cheque
(with the reasons funds insufficient for Inward Clearing Cheques only)
8 INTERBANK PAYMENT SYSTEM
8.1 NPR TRANSACTION
i)  IPS Charges
Upto Rs. 500/- Rs. 2.26/
 >Rs. 500/- Up to Rs. 5,000/- Rs. 4.52/
>Rs. 5000/- Rs. 9.04/
ii)  Provident Fund Saving (PFDS) and Provident Disbursement (PFSA) Rs.11.30/
iii) Transaction fee for dividend payment amount upto Rs. 100/- Waived
8.2 FCY TRANSACTION Rs.11.30/
8.3 IPS OTHER CHARGES
Cancellation/return charge Rs. 113/-
Roll over fee As per Transaction free + 13 % VAT
Auto Rejection Fees Double of above fee + 13 % VAT
Archieve fee Rs. 226/- per transaction
Creditor listing fee Rs. 11,300/- per year
8.4 For ConnectIPS, charges shall be as per charged published by NCHL
8.5 For Interbank Fund Transfer, charges shall be as per charged published by Fonepay
9 FD PREMATURE Premature withdrawal/ Cancellation of FDR a)  Premature cancellation of FD before 3 months, no interest shall be paid upto 29 days.
b)  After 29 days, lowest interest rate on published card rate of Call A/c for deposit period till 3 months.
c)  In other cases, 3% less than the contract date rate applicable for actual period of deposit held with the Bank or Call Deposit rate for FD receipt.
10 FCY note deposit in FCY Account Less than 50 denomination: 0.5% of the face value (as per NRB)
11 Standing Instruction Initial: Rs. 200/- p.a.
12 NRB CHEQUE Issuance Rs. 500/- per instrument
Cancellation Rs. 500/- per instrument
Tax/Custom office Rs. 500/- per instrument
13 GOOD FOR PAYMENT NIL (as per NRB provision)
14 REMITTANCE Cancellation Rs. 250/- per instrument
14.1 DRAFT ISSUANCE Local 0.1% or Min. Rs. 100/-
INR: 0.1% or Min. Rs. 100/-
FCY 0.25% or Min Rs. 350/-
Duplicate draft Rs. 500/- per draft
Cancellation Rs. 100/- per draft
Revalidation Rs. 100/- per draft (half year)
Stop Payment Rs. 100/- per one leaf to 200 for multiple leafs + (swift charge if required)
14.2 TT/SWIFT Outward Remittance/TT/Swift Local: Rs. 250/-
INR : 0.2% or Min. Rs. 100/-+swift charge
FCY: 0.25% or Min. Rs. 350/-+swift charge
Inward Remittance NIL (as per NRB provision)
“OURS” charges JPY: NPR 7500 per transaction
Other FCY: As per the corresponding bank’s charge
Cancellation charges NA
14.3 Bi.BI.Ni, Change/Cancellation Rs. 500/- per instance
14.4 SPEED REMIT Saving/Current A/c Holder 0.25% or min. Rs. 300/-
OD/Loan Account holder 0.20% or min. Rs. 200/-
14.5 RTGS Saving/Current A/c 0.25% or Min. Rs. 300/-+RTGS charge Rs. 350/-
OD/Loan Account Holder 0.20% or min. Rs. 200/-+RTGS charge Rs. 350/-
14.6 INTERBANK PAYMENT SYSTEM As per Revised Speed / RTGS Remit Charge
14.7 RTGS (Domestic) Morning Exchange 10/-
Afternoon Exchange 20/-
Evening Exchange (Institution) 100/-
15 LOCKER Locker Rent Annual Charges Security Deposit
Size A Rs. 2500/- Rs. 15000/-
Size B Rs. 4000/- Rs. 20000/-
Size C Rs. 5000/- Rs. 22000/-
Size D Rs. 8000/- Rs. 25000/-
Size E Rs. 9000/- Rs. 30000/-
Size F Rs. 10000/- Rs. 30000/-
16 ASBA/CASBA Rs. 5/- per application
17 OTHER CHARGES CCTV footage retrieval charge a)  Rs. 500/- per request- view only (required HO approval)
b)  Rs. 1000/- per request- for footage (required HO approval)
No Charge, if request received is from law enforcement agencies (subject to disposal byelaws).
Old document/Record Retrieval Charges a)  Rs. 200/- after 6 months
b)  Rs. 500/- after 1 year
No Charge, if request received is from law enforcement agencies (subject to disposal byelaws)
DR/CR advice (duplicate) Rs. 50/-
18.1 Manager’s Cheque/Pay Order Issuance of Cheque Rs. 500/- flat
Cancellation of MC Rs. 500/- flat
18.2 Other Certificates Advance Payment Certificate Rs. 300/- per certificate
FDI Certificate Rs. 1000/- per certificate
CMS/ECMS Case to case basis upon approval
Any other certificate Rs. 500/- per certificate
19 Bank Guarantee Charges
19.1 Bid Bonds 0.10%pm or Rs.1200.00 per quarter whichever is higher
19.2 Performance Bonds (other than mentioned below in (a) and (b) 0.15%pm or Rs. 1500.00 per quarter whichever is higher
(a) For Exim Code
(i) Issuance 0.15%pm or Rs.1200.00 per quarter whichever is higher
(ii) Amendment  0.15%pm or Rs.2000.00 per quarter whichever is higher
(b) For the submission of      Court/Revenue Tribunal/Legal Dispute 0.25% pm or minimum Rs. 2500.00 per quarter whichever is higher
19.3 Advance payment Guarantee 0.20% pm or Rs 1,500.00 per quarter whichever is
higher
19.4 Financial Guarantee 0.20% pm or Rs. 3,000.00 per quarter whichever is
higher
19.5 Counter Guarantee
(i) Issuance on behalf of EBL customers 0.10% pm or Rs.1500.00 + correspondent bank’s charges +SWIFT charge
(ii) Issuance on behalf of Foreign Banks 0.10% pm or Rs.1500.00 per quarter whichever is higher+other charges
19.6 Shipping Guarantee 0.20% pm. or Min. Rs. 5,000.00 per quarter
19.7 Supply Credit Guarantee 0.10% pm or Rs.1,500.00 per quarter whichever is higher
19.8 Amendments
(i) Amendments in gurarantee not affecting value & expiry Rs. 1,000.00 per amendment
(ii) Amendment in Value and Time Same as issuance charge
(iii) Other amendment i.e. extension within same quarter or clauses of guarantee text Rs. 1,500.00 per amendment
(v) Amendment of Counter Guarantee (EBL Charge only) Same as issuance charge
19.9 Claim Handling Charge Rs.1,000.00 flat per claim
19.10 Claim lodged but withdrawn on mean time within maturity of Guarantee
19.11 Claim Settlement charge Rs.5,000.00 flat per settlement
19.12 Guarantee Claim Holding Charge / Miscellaneous Charge Rs. 1,500.00 per instruction
20  E-CMS Charges                                            0.10% of transfer amount
21 COMMUNICATION CHARGES
21.1 SWIFT Domestic Rs. 500/-
International Rs. 1500/-
21.2 COURIER CHARGES Domestic Rs. 100/-
India Rs. 200/-
Other SAARC countries Rs. 500/-
Other Countries Rs. 1500/-
21.3 POSTAL CHARGES Domestic Same as courier charge except for postal charges for domestic which shall be Rs. 50/-.
India
Other SAARC countries
Other Countries