Operation Related Service Charges

Operation Related Service Charges

S. No. Particulars Detail Charges
1 a)  CHEQUE BOOK Cheque Issuance NIL (as per NRB provision)
Stop Payment (cheque) NIL (as per NRB provision)
Uncollected Cheque Book Cheque book destroy charge Rs. 200/- at once after disposal of cheque book at 91 days. The charge shall be taken by system.
Lost requisition slip charge Rs. 500/- per instance
b)  WITHDRAWAL SLIP Payment to Literate person Rs. 300/- charge for instance (in literate account) *Condition apply
2 BANK STATEMENT
2.1 First Time/Audit Purpose NIL (as per NRB provision)
2.2 Duplicate Statement
a)  Saving a)  Rs. 10/- per leaf
b) CA/CALL/OD b)  Rs. 50/- per leaf
c) E-statement (statement through email) Free (through email)
3 BALANCE CERTIFICATE
3.1 Account operated less than 1 months NIL (as per NRB provision)
3.2 Account operated more than 1 month NIL (as per NRB provision)
3.3 Others Free to institutions once in a quarter for audit purpose only).
3.4 Reconfirmation  Rs. 500/- per request
4 ACCOUNT MAINTENANCE
4.1 Account Close  NIL
4.2 Account Name Correction  Rs. 500/- per instance
*condition apply
4.3 Account Transfer from one branch to another branch  Rs. 500/-
5 ABBS CHARGE NIL (as per NRB provision)
6 BILLS FOR COLLECTION
i) Outward Bills Within Nepal 0.15% or Min. Rs. 250/-+Courier Charge
India 0.15% or Min. Rs. 500/-+Courier Charge
FCY
ii) Inward Bills Inward documentary collection (not under LC) 0.15% or Min. Rs. 250/-+courier charges
Cheque/Documents returned Doc. Returned unpaid/ unaccepted: Rs. 1,000/- + postal charge
7 ELECTRONIC CHEQUE CLEARING
7.1 Local Cheque Up to Rs.200,000.00 NIL
7.2 Local Cheque above Rs.200,000.00 Rs. 15/- per cheque
7.3 FCY Cheque Rs. 15/- per cheque
7.4 Express Session Rs. 100/- per cheque
7.5 High Value Cheque Clearing Rs. 100/- per cheque
7.6 Last minute presentment penalty Rs. 200/- per cheque
7.7 Express Cheque transaction time out Charges Rs. 200/- per cheque
(with the reasons funds insufficient for Inward Clearing Cheques only).
7.8 Cheque Return Charge Rs. 200/- * Condition apply.
7.9 National Archive System Charge Rs.200/-
8 INTERBANK PAYMENT SYSTEM
8.1 NPR TRANSACTION
i)  IPS Charges
Upto Rs. 500/- Rs. 2 /-
>Rs. 500/- to =<Rs. 50,000/- Rs. 5 /-
>Rs. 50,000/- Rs. 10/-
ii)  Provident Fund Saving (PFDS) and Provident Disbursement (PFSA) Rs. 10/- per instance.
iii) For Dividend payment the transaction fee will be waived for transaction amount upto Rs. 100/-.
8.2 TRANSACTION in FCY Rs. 10/- per instance.
8.3 IPS OTHER CHARGES
Return fee Rs. 100/-
Cancellation/ Rs. 100/-
Roll over fee 2 x Txn fee
Auto Rejection Fees As per transaction fee
Archive fee Rs. 200/- per transaction
8.4 OTHERS a. For connect IPS charges, it shall be a per published by NCHL
b. For interbank fund transfer charges, it shall be as per charges published by Fone Pay
9 FD PREMATURE Premature withdrawal/ Cancellation of FDR for Natural person. a)  Premature cancellation of FD before 3 months, no interest shall be paid upto 29 days.
b)  After 29 days, lowest interest rate on published card rate of Call A/c for deposit period till 3 months.
c)  In other cases, 2% less than the contract date rate applicable for actual period of deposit held with the Bank. Above clauses shall be applicable to legal person also.
10 FCY note deposit in FCY Account Less than 50 denomination: 0.5% of the face value (as per NRB)
11 Standing Instruction Rs. 200/- p.a. per instruction except in amount xfer in Call to Current ac & vice versa and in RDP nature accounts.
12 NRB/Manager’s CHEQUE Issuance Rs. 500/- per instrument
Cancellation Rs. 500/- per instrument
13 GOOD FOR PAYMENT NIL (as per NRB provision)
14 REMITTANCE Remittance Cancellation Rs. 250/- per instrument
14.1 DRAFT ISSUANCE Local 0.1% or Min. Rs. 100/-
INR: 0.25% or Min Rs. 350/-
FCY 0.25% or Min Rs. 350/-
Duplicate draft Issuance Rs. 500/- per draft
Cancellation Rs. 100/- per draft
Revalidation Rs. 100/- per draft (half year)
Stop Payment Rs. 100/- per one leaf + (swift charge if required).
Rs. 200/- for multiple leafs + (swift charge if required).
14.2 TT/SWIFT Outward Remittance/TT/Swift Local: Rs. 250/-
INR : 0.2% or Min. Rs. 100/-+swift charge
FCY: 0.25% or Min. Rs. 350/-+swift charge
Inward Remittance NIL (as per NRB provision)
Intermediary bank charge for funds routed through SCBLUS33 USD 5.00 equivalent NPR
“OURS” charges JPY: NPR 7,500.00 per transaction (to compensate on delayed and multiple charges levied to bank by correspondent bank)
Other FCY: As per the corresponding bank’s charge levied to Bank
AUD: AUD 50 per transaction (to compensate on corresponding bank’s charge levied to bank)
14.3 Inward Swift Return Charge (INR) INR 2,500/-
Return Charge (Other CCY except INR) USD 50 eqv NPR as on the day of return
Amendment Charge (INR) INR 500/-
Amendment Charge (Other CCY except INR) USD 10 eqv NPR as on the day of amendment received
Cancellation charges  NA
14.4 Third Bank Transfer Charge (where beneficiary account maintained with other Banks in Nepal Indo Nepal Remittance INR 312.5 (eqv NPR 500/-)
Other Inward Transfers INR 500/-
14.5 Bi.BI.Ni, Change/Cancellation Rs. 1,000/- per instance
14.6 SPEED REMIT Saving/Current A/c Holder 0.25% or min. Rs. 300/-
OD/Loan Account holder 0.20% or min. Rs. 200/-
14.7 RTGS (International) Saving/Current A/c 0.25% or Min. Rs. 300/-+RTGS charge Rs. 350/-
OD/Loan Account Holder 0.20% or min. Rs. 200/-+RTGS charge Rs. 350/-
Re-Processing Charge As per revised Speed/RTGS Remit Charge issued from time to time.
14.8 RTGS (Domestic) Morning Exchange 10/-
Afternoon Exchange 20/-
Evening Exchange (Institution) 100/-
15 LOCKER Locker Rent Annual Charges Security Deposit
Size A Rs. 3000/- Rs.15,000/-
Size B Rs. 4000/- Rs.20,000/-
Size C Rs. 5500/- Rs.22,000/-
Size D Rs. 8000/- Rs.25,000/-
Size E Rs. 9000/- Rs.30,000/-
Size F Rs. 10000/- Rs.30,000/-
Locker Overdue Charge Rs. 300/- per overdue quarter
Breakage Charge Locker Break Open Charge + Newspaper Publication Charge + Other incurred charges + additional charge Rs. 2500/- (flat)
Locker goods safe custody charge Double of locker where goods are kept
Locker Misc. Charge (like padlock breakage charge to recover from locker lessee if padlock is found locked in other’s locker & same type of other incidental cases). Rs. 500/-
16 ASBA/CASBA Rs. 5/- per application
17 LETTER OF CREDIT
17.1 Documentary Credits (Imports)
a) LC Opening Charges/Booking Commission 0.25%  or minimum Rs 2,000/- p. q.
b) LC amendment charges
Commission 1.Amendment in Value and Time:
    0.25%  or minimum Rs 2,000/- p. q.
2. Amendment in LC not affecting value and expiry: Rs. 2000.00 flat per amendment.
c) Revolving LC/s reinstatement
Commission 0.25% p.q. of reinstatement value or min. Rs. 2000/-
d) L/C Cancellation Rs.2,000.00 (Flat).
e) Document Handling Charge(For Each Set Of Doc And BIBINI Issue) Rs.1,500.00 per document (original document).                                           Rs.2,000.00 per document (copy document).
f) Discrepancy Charge
FCY USD 70.00 or equivalent to USD 70.00 for other FCY.
INR INR 2500.00
NPR NPR. 3000.00
g) Usance Commission/Acceptance Booking Commission
Commission 0.25%  or min. Rs 2,000/- p. q.
h) LC documents returned/unpaid/unaccepted Rs.2,500.00 Plus courier charge.
i) BCI(Business Credibility Information Actual Cost+Rs.1,500.00
j) LC settlement charge by booking  force loan/BLC Rs.3000.00 plus regular charges.
k) SWIFT/Telex Charge a. Opening         :Rs.2,000.00 (Flat).
b. Ammendment:Rs.1,500.00 (Flat).
c. Local LC Ammendment:Rs.500.00 (Flat).
d. Settlement       :Rs.1,500.00 (Flat).
e. Acceptance       :Rs.1,000.00
l) Re-imbursement Authorization / Re-imbursement Claim on behalf of other banks NPR-Rs.2,000.00
(minimum charge) INR-INR 2,000.00
USD and Other FCY-USD 50.00 and equivalent convertible currency.
17.2 Documentary Credit (Export)
a) For advising original LC or advising LC amendment or LC cancellation advising. a. Own Customers-Rs.2,000.00 per LC.
b. Other Customers-Rs.3,000.00 per LC.
c. Other customers-Rs.3,000.00 per amendment.
b) Confirming  LC Commission  0.25 % or min. Rs 2,000/- p.q.
c) L/C Transferring Charge Same as per Confirming LC commission.
d) Negotiation Commission  BR+3% from the date of purchase till the date of payment or min. Rs. 2,000/- p.q.
e) Documents sent for collection  0.15% or min. Rs. 2,000/- p.q.
f) Overdue export bills(Sight/Usance)  2% additional interest on overdue period.
17.3 DAA/DAP/DOCUMENTARY BILLS COLLECTION OR CAD (CASH AGAINST DOCUMENTS)
a) DAP/DAA/CAD Intimation Charge Rs.1,000.00 (Flat).
INR/NPR
FC
b) Settlement DAA/DAP/
DOCUMENTARY BILLS COLLECTION OR CAD PAYMENT
Commission 0.25% p.q.
Minimum Charge DAA and DAP. Rs.2,000.00
c) DAP/DAA/CAD Rs.2,000.00+Courier Charge.
Doc Return Charge
d) Outward Collection Bills
Commission 0.15% p.q.
Minimum Charge Within Nepal-Rs.1,000.00
FCY/INR-Rs.2,000.00
e) Duplicate CAD Certificate Rs.1,500.00
17.4 Miscellaneous
a) Any Letter On Request Of Applicant To Customs/NRB/Beneficiary Bank/ or Government Agency In Nepal Rs. 1,500.00
b) SWIFT/Telex Charge Rs.1,500.00 flat
c) Communication Charge For Follow Up Against Documents (LC/DAP/DAA/EXPORT/BILLS COLLECTION) Rs.1,000.00 per follow up.
18 Bank Guarantee Charges
18.1 Bid Bonds 0.10%pm or Rs.1200.00 per quarter whichever is higher
18.2 Performance Bonds (other than mentioned below in (a) 0.15%pm or Rs. 1500.00 per quarter whichever is higher
(a) For the submission of Court/Revenue Tribunal/Legal Dispute 0.25% pm or  Rs. 2500.00 per quarter whichever is higher
18.3 Advance payment Guarantee 0.20% pm or Rs 1,500.00 per quarter whichever is higher
18.4 Financial Guarantee 0.20% pm or Rs. 3,000.00 per quarter whichever is higher
18.5 Counter Guarantee
(i) Issuance on behalf of EBL customers 0.10% pm or Rs.1500.00 + correspondent bank’s charges +SWIFT charge
(ii) Issuance on behalf of Foreign Banks 0.10% pm or Rs.1,500.00 per quarter whichever is higher+other incidental charges
18.6 Shipping Guarantee 0.20% pm. or Min. Rs. 5,000.00 per quarter
18.7 Supply Credit Guarantee 0.10% pm or Rs.1,500.00 per quarter whichever is higher
18.8 Amendments
(i) Amendments in guarantee not affecting value & expiry Rs. 1,000.00 per amendment
(ii) Amendment in Value and Time Same as issuance charge
(iii) Other amendment i.e. extension within same quarter or clauses of guarantee text Rs. 1,500.00 per amendment
(iv) Amendment of Counter Guarantee (EBL Charge only) Same as issuance charge
18.9 Claim Handling Charge Rs.1,000.00 flat per claim
18.1 Claim lodged but withdrawn on mean time within maturity of Guarantee
18.11 Claim Settlement charge Rs.5,000.00 flat per settlement
18.12 Guarantee Claim Holding Charge / Miscellaneous Charge Rs. 1,500.00 per instruction
18.13 Advising Charges
(i) Bank Guarantee Advising Charge – EBL Customer Rs. 2,000/- per guarantee
(ii) Bank Guarantee Advising Charge – Non-EBL Customer Rs. 3,000/- per guarantee
(iii) Bank Guarantee Amendment Advising Charge – EBL Customer Rs. 2,000/- per guarantee
 (iv) Bank Guarantee Amendment Advising Charge – Non-EBL Customer Rs. 3,000/- per guarantee
18.14 Expired Bank Guarantee commission at the time of settlement (after expiry date if not settled within 7 working days) Same as per BG Issuance Commission
19  E-CMS Charges  0.10% of transfer amount
20 COMMUNICATION
20.1 SWIFT Domestic Rs. 500/-
International Rs. 1,500/-
20.2 COURIER Domestic Rs. 100/- or actual charge whichever is higher
India Rs. 1,500/-
Other SAARC countries Rs. 2,500/-
Other Countries Rs. 3,000/-
20.3 POSTAL Domestic Same as courier charge except for postal charges for domestic which shall be Rs. 50/-.
India
Other SAARC countries
Other Countries
21 ACCOUNT BLACKLISTING Listing & De-listing of the borrower with loan/facility above 10 million Rs. 3,390.00 + Courier / Postal charge (if applicable).
Listing & De-listing of the borrower with loan/facility below 10 million Rs. 2,260.00 + Courier / Postal charge (if applicable).
MFI Listing & De-listing of the borrower Rs.1,130.00
22 OTHER MISCELLANEOUS
22.1 CCTV footage retrieval charge a)  Rs. 500/- per request- view only (required HO approval)
b)  Rs. 1,000/- per request- for footage (required HO approval)
No Charge, if request received is from law enforcement agencies (subject to disposal byelaws)
22.2 Old document/Record Retrieval Charges a)  Rs. 200/- after 6 months
b)  Rs. 500/- after 1 year
No Charge, if request received is from law enforcement agencies (subject to disposal byelaws)
22.3 DR/CR advice (duplicate) Rs. 50/- per advice.
22.4 Certificates a) Advance Payment Certificate Rs. 300/- per certificate
b) FDI Certificate Rs. 1,000/- per certificate
c) CMS/ECMS Case to case basis upon HO approval
d) Any other certificate Rs. 500/- per certificate