| S. No. |
Particulars |
Detail |
Charges |
| 1 |
CHEQUE BOOK |
Cheque Issuance |
NIL (as per NRB provision) |
|
|
Stop Payment (cheque) |
NIL (as per NRB provision) |
|
|
Uncollected Cheque Book |
a) Rs. 100/- per book, if not collected within a month. |
| b) Rs. 100/- upto 20 leaves at the time of destroy after 90 days, additional Rs. 5/- per leaf to be levied beyond 20 leafs |
| 2 |
BANK STATEMENT |
First Time/Audit Purpose |
NIL (as per NRB provision) |
|
|
Duplicate Statement |
|
| a) Saving |
a) Rs. 10/- per leaf |
| b) CA/CALL/OD |
b) Rs. 50/- per leaf |
|
|
E-statement (statement through email) |
Free (through email) |
| 3 |
BALANCE CERTIFICATE |
Account operated less than 1 months |
NIL (as per NRB provision) |
|
|
Account operated more than 1 month |
NIL (as per NRB provision) |
|
|
|
Free to institutions (other than individuals) once in a quarter for audit purpose only |
|
|
Reconfirmation |
Rs. 500/- per request |
| 4 |
ACCOUNT CLOSE |
NIL (as per NRB provision) |
| 5 |
ABBS CHARGE |
NIL (as per NRB provision) |
| 6 |
BILLS FOR COLLECTION |
| 6.1 |
Outward Bills |
Within Nepal |
0.15% or Min. Rs. 250/-+Courier Charge |
| India |
0.15% or Min. Rs. 500/-+Courier Charge |
| FCY |
| 6.2 |
Inward Bills |
Inward documentary collection (not under LC) |
0.15% or Min. Rs. 250/-+courier charges |
|
|
Cheque/Documents returned |
Doc. Returned unpaid/ unaccepted: Rs. 1000/- + postal charge |
| 7 |
ELECTRONIC CHEQUE CLEARING |
Local Cheque Up to Rs.500.00 |
NIL |
|
|
Local Cheque >Rs.500.00 Up to Rs. 5000.00 |
NIL |
|
|
Local Cheque >Rs. 5000.00 Up to Rs. 200,000.00 |
NIL |
|
|
Local Cheque above Rs.200,000.00 |
Rs. 15.00 per cheque |
|
|
FCY Cheque |
Rs. 15.00 per cheque |
|
|
Express Session |
Rs. 100/- per cheque |
|
|
Late presentment charge |
Rs. 200/- per cheque |
|
|
Cheque Return Charges |
Rs. 200/- per cheque |
| (with the reasons funds insufficient for Inward Clearing Cheques only) |
| 8 |
INTERBANK PAYMENT SYSTEM |
| 8.1 |
NPR TRANSACTION |
|
|
i) IPS Charges |
|
|
|
Upto Rs. 500/- |
Rs. 2/ |
|
>Rs. 500/- Up to Rs. 50,000/- |
Rs. 5/ |
|
>Rs. 50000/- |
Rs.10/ |
|
ii) Provident Fund Saving (PFDS) and Provident Disbursement (PFSA) |
Rs.10/ |
|
iii) Transaction fee for divident payment amount upto Rs. 100/- |
Waived |
| 8.2 |
FCY TRANSACTION |
Rs.10/ |
|
|
IPS Other Charges |
|
|
|
Cancellation/return charge |
Rs. 100/- |
|
Roll over fee |
As per Transaction free |
|
Auto Rejection Fees |
Double of above fee |
|
Archieve fee |
Rs. 200/- per transaction |
|
Creditor listing fee |
Rs. 10000/- per year |
| 8.3 |
For ConnectIPS, charges shall be as per charged published by NCHL |
|
|
| 8.4 |
For Interbank Fund Transfer, charges shall be as per charged published by Fonepay |
| 9 |
FD PREMATURE |
Premature withdrawal/ Cancellation of FDR |
a) Premature cancellation of FD before 3 months, no interest shall be paid upto 29 days. |
| b) After 29 days, lowest interest rate on published card rate of Call A/c for deposit period till 3 months. |
| c) In other cases, 3% less than the contract date rate applicable for actual period of deposit held with the Bank or Call Deposit rate for FD receipt. |
| 10 |
FCY note deposit in FCY Account |
Less than 50 denomination: 0.5% of the face value (as per NRB) |
| 11 |
Standing Instruction |
Initial: Rs. 200/- p.a. |
| 12 |
NRB CHEQUE |
Issuance |
Rs. 500/- per instrument |
| Cancellation |
Rs. 500/- per instrument |
| Tax/Custom office |
Rs. 500/- per instrument |
| 13 |
GOOD FOR PAYMENT |
NIL (as per NRB provision) |
| 14 |
REMITTANCE |
Cancellation |
Rs. 250/- per instrument |
| 14.1 |
DRAFT ISSUANCE |
Local |
0.1% or Min. Rs. 100/- |
| INR: |
0.1% or Min. Rs. 100/- |
| FCY |
0.25% or Min Rs. 350/- |
| Duplicate draft |
Rs. 500/- per draft |
| Cancellation |
Rs. 100/- per draft |
| Revalidation |
Rs. 100/- per draft (half year) |
| Stop Payment |
Rs. 100/- per one leaf to 200 for multiple leafs + (swift charge if required) |
| 14.2 |
TT/SWIFT |
Outward Remittance/TT/Swift |
Local: Rs. 250/- |
| INR : 0.2% or Min. Rs. 100/-+swift charge |
| FCY: 0.25% or Min. Rs. 350/-+swift charge |
| Inward Remittance |
NIL (as per NRB provision) |
| “OURS” charges |
As per the corresponding bank’s charge |
| Cancellation charges |
NA |
| 14.3 |
SPEED REMIT |
Saving/Current A/c Holder |
0.25% or min. Rs. 300/- |
| OD/Loan Account holder |
0.20% or min. Rs. 200/- |
| 14.4 |
RTGS |
Saving/Current A/c |
0.25% or Min. Rs. 300/-+RTGS Rs. charge 350/- |
| OD/Loan Account Holder |
0.20% or min. Rs. 200/-+RTGS charge Rs. 350/- |
| 14.5 |
INTERBANK PAYMENT SYSTEM |
As per Revised Speed / RTGS Remit Charge |
| 14.6 |
RTGS (Domestic) |
Morning Exchange |
10/- |
| Afternoon Exchange |
20/- |
| Evening Exchange (Institution) |
100/- |
| 15 |
LOCKER |
Locker Rent |
Annual Charges |
Security Deposit |
| Size A |
Rs. 2500/- |
Rs. 15000/- |
| Size B |
Rs. 4000/- |
Rs. 15000/- |
| Size C |
Rs. 5000/- |
Rs. 20000/- |
| Size D |
Rs. 6000/- |
Rs. 20000/- |
| Size E |
Rs. 7000/- |
Rs. 25000/- |
| Size F |
Rs. 8000/- |
Rs. 25000/- |
| 16 |
EBANKING |
Breakage |
Actual Cost |
| Annual Charges |
Free |
| Reset/Password regeneration |
Rs. 100/- |
| Mobile No. Modification/linking new account |
Rs. 100/- |
| 17 |
MBANKING |
Corporate |
Mobile Banking + SMS Alert Rs: 500/- |
| Individual |
SMS Alert only Rs: 200/- |
| Mobile Banking + SMS Alert Rs: 300/- |
| Mobile No. Modification/linking new account |
Free |
| Repin generation |
Rs. 75/- |
| 18 |
ASBA/CASBA |
Rs. 5/- per application |
| 19 |
OTHER CHARGES |
CCTV footage retrieval charge |
a) Rs. 500/- per request- view only (required HO approval) |
| b) Rs. 1000/- per request- for footage (required HO approval) |
| No Charge, if request received is from law enforcement agencies (subject to disposal byelaws). |
| Old document/Record Retrieval Charges |
a) Rs. 200/- after 6 months |
| b) Rs. 500/- after 1 year |
| No Charge, if request received is from law enforcement agencies (subject to disposal byelaws) |
| DR/CR advice (duplicate) |
Rs. 50/- |
| 19.1 |
Manager’s Cheque/Pay Order |
Issuance of Cheque |
Rs. 500/- flat |
| Cancellation of MC |
Rs. 500/- flat |
| 19.2 |
Other Certificates |
Advance Payment Certificate |
Rs. 300/- per certificate |
| FDI Certificate |
Rs. 1000/- per certificate |
| CMS/ECMS |
Case to case basis upon approval |
| Any other certificate |
Rs. 500/- per certificate |
| 20 |
COMMUNICATION CHARGES |
| 20.1 |
SWIFT |
Domestic |
Rs. 500/- |
| International |
Rs. 900/- |
| 20.2 |
COURIER CHARGES |
Domestic |
Rs. 100/- |
| India |
Rs. 200/- |
| Other SAARC countries |
Rs. 500/- |
| Other Countries |
Rs. 1500/- |
| 20.3 |
POSTAL CHARGES |
Domestic |
Same as courier charge except for postal charges for domestic which shall be Rs. 50/-. |
| India |
| Other SAARC countries |
| Other Countries |
