When you are ready to check out from a retail store, produce your card to make the payment.

Step1: The merchant dips or swipes your card at a Point of Sale (POS) terminal.

Step2: The merchant enters the transaction amount on the POS terminal and verify the transaction amount.

Step3: The POS machine will prompt* for the debit card PIN to be entered by you. Please do not disclose your debit card PIN to the merchant.

Step4: Once you enter the correct PIN and sign the charge slip, the transaction is confirmed and completed andtransaction amount will get deducted from your bank account.

Step5: Ensure that the debit card is returned to you.

*All POS machines may not prompt you to insert PIN. Only those machines that are compliant with EMV technology ask for the PIN.